Page 94 - The Index
P. 94
Lender Matrix
1st charge ✓ ✓ ✓ ✓ ✓ ✓ ✓
2nd charge ✓ ✓ ✓ ✓
FCA regulated ✓ ✓
Interest from ≤ 0.70% pcm ✓ ✓ ✓ ✓ ✓
Interest from > 0.70% pcm ✓ ✓
Security:
Residential ✓✓✓✓✓✓✓
Commercial ✓✓✓✓✓✓✓
Development ✓ ✓ ✓ ✓ ✓ ✓
Land ✓✓✓
Max LTV < 75% ✓ ✓ ✓ ✓
Max LTV ≥ 75% ✓ ✓ ✓
England, Scotland, Wales ESW ESW EW EW ESW E ESW
Min loan size ≤ £100k ✓ ✓ ✓
Max loan size ≥ £5m ✓ ✓ ✓ ✓ ✓ ✓
Upfront Fees ✓ ✓
New builds ✓ ✓ ✓ ✓ ✓ ✓ ✓
Refurb ✓✓✓✓✓✓✓
Conversions ✓✓✓✓✓✓✓
Grade listed ✓ ✓ ✓ ✓ ✓ ✓ ✓
Mixed schemes ✓ ✓ ✓ ✓ ✓ ✓ ✓
Planning permission needed ✓ ✓ * ✓ ✓
Investment ✓ ✓ ✓ ✓ ✓
Owner-occupied ✓ ✓ ✓ **
Interest-only ✓ ✓ ✓ ✓
KEY: * Upon application | ** 2nd charge and/or business purposes only | # London & Home Counties
94 | The index
Aldermore
Alternative Bridging Corporation
Apex Bridging
Aspen Bridging
Atelier Capital Partners Avamore Capital Beaufort Capital