Page 94 - The Index
P. 94

 Lender Matrix
        1st charge ✓ ✓ ✓ ✓ ✓ ✓ ✓
 2nd charge ✓ ✓ ✓ ✓ ✓ ✓
 FCA regulated ✓ ✓
 Interest from ≤ 0.70% pcm ✓ ✓ ✓ ✓ ✓ ✓ ✓
 Interest from > 0.70% pcm
 Security:
 Residential ✓✓✓✓✓✓✓
 Commercial ✓✓✓ ✓✓✓
 Development ✓ ✓ ✓
 Land ✓✓
 Max LTV < 75% ✓ ✓ ✓ ✓
 Max LTV ≥ 75% ✓ ✓
 England, Scotland, Wales EW ESW EW EW EW ESW ESW
 Min loan size ≤ £100k ✓ ✓ ✓ ✓ ✓
 Max loan size ≥ £5m ✓ ✓ ✓ ✓ ✓ ✓
 Upfront Fees ✓
 New builds ✓ ✓ ✓ ✓ ✓ ✓ ✓
 Refurb ✓✓✓✓✓✓✓
 Conversions ✓✓✓✓✓✓✓
 Grade listed ✓ ✓ ✓ ✓ ✓ ✓
 Mixed schemes ✓ ✓ ✓ ✓ ✓ ✓
 Planning permission needed ✓ ✓ ✓ ✓ ✓ *
 Investment ✓✓✓ ✓✓✓
 Owner-occupied ✓ ** ✓
 Interest-only ✓ ✓ ✓ ✓ ✓ ✓
KEY: * Upon application | ** 2nd charge and/or business purposes only | # London & Home Counties
94 | The index
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