Page 91 - The Index

Specialism/USP Bridge loans; flexible, reliable and fast, complex transactions
Charges 1st, 2nd
Funding Self-funded
FCA Regulated Yes
Interest Range From 0.65% pm
Base Rate N/A
Security Types Residential, commercial, semi-commercial, investment, development
Treatment of Interest Rolled, retained, serviced
Treatment of Default Interest The rate varies from loan to loan and depends on the borrower, asset etc
Max LTV 70%
Max Loan to GDV N/A
Max Loan to Cost 70%
Min/Max Loan Term 3-24 months
Min/Max Loan Size £100k-£25m
Geographical Lending Area England
New Builds Yes
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed Yes
Commission Rate 0.75-2%
Associations ASTL
Upfront Fees No
Early Redemption Charges No
Investment Yes
Owner-occupied No
Interest-only Options Yes
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