Page 87 - The Index

Specialism/USP Guaranteed direct access to senior mandated decision- makers
Charges 1st, 2nd
Funding A combination of private equity and institutional funding
FCA Regulated No
Interest Range From 0.75% pm
Base Rate N/A
Security Types Residential, mixed use, semi-commercial, commercial
Treatment of Interest Retained, serviced
Treatment of Default Interest 1.5% - discretion applied
Max LTV 75%
Max Loan to GDV 70%
Max Loan to Cost 85%
Min/Max Loan Term 3-18 months
Min/Max Loan Size £150k-£7.5m
Geographical Lending Area England and Wales
New Builds No ground-up developments
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed Yes
Commission Rate By arrangement with accredited brokers
Associations NACFB, ASTL, FIBA
Upfront Fees No
Early Redemption Charges No
Investment Yes
Owner-occupied No
Interest-only Options Yes
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