Page 67 - Demo
P. 67


                                    Product types DevelopmentCharges 1st Funding model In-house fundsFCA regulated NoInterest range Development from 8%Fixed/variable interest FixedTreatment of interest & default interestRolled quarterly Sectors Residential Max LTV N/AMax LTGDV 65%Max LTC 85%Min & max loan term 12-18 monthsMin & max loan size £750k – £4.5mMin property value N/AValuation retypes YesRental calculations & exposure N/AGeographical lending areas England & WalesTypes of valuation accepted In-house onlyNew builds YesHeavy Refurb YesGrade listed buildings YesGreen/Sustainable product YesPlanning permission needed YesCommission rate NegotiableAssociations/Charters N/ATypes of landlords accepted N/AUpfront fees YesBroker portal NoEarly redemption charges NoInvestment NoOwner occupied NoElectronic signatures accepted NegotiableLending on land NoLender Index | 67
                                
   61   62   63   64   65   66   67   68   69   70   71