Page 67 - The Index

Specialism/USP A leading specialist real estate investor and lender
Charges 1st and/or 2nd
Funding Multiple funding sources
FCA Regulated Yes
Interest Range Bridging, commercial, BTL, development, refurbishment
Base Rate N/A
Security Types Residential, commercial, investment, development
Treatment of Interest Rolled, retained, serviced
Treatment of Default Interest Explicitly defined in each offer document
Max LTV 75%
Max Loan to GDV 70%
Max Loan to Cost 85%
Min/Max Loan Term 1 month – 3 years
Min/Max Loan Size £50k-no maximum
Geographical Lending Area All of UK with exception of NI
New Builds Yes
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed No
Commission Rate From 1-2%
Associations ASTL, NACFB, FIBA
Upfront Fees No
Early Redemption Charges Where applicable
Investment Yes
Owner-occupied Yes
Interest-only Options Yes
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