Page 65 - The Index
P. 65

                                   Specialism/USP A leading specialist real estate investor and lender
  Charges 1st and/or 2nd
  Funding Multiple funding sources
  FCA Regulated Yes
  Interest Range Bridging, commercial, BTL, development, refurbishment
  Base Rate N/A
  Security Types Residential, commercial, investment, development
  Treatment of Interest Rolled, retained, serviced
  Treatment of Default Interest Explicitly defined in each offer document
  Max LTV 75%
  Max Loan to GDV 70%
  Max Loan to Cost 85%
  Min/Max Loan Term 1 month – 3 years
  Min/Max Loan Size £50k-no maximum
  Geographical Lending Area All of UK with exception of NI
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings Yes
  Mixed Schemes Yes
  Planning Permission Needed No
  Commission Rate From 1-2%
  Associations ASTL, NACFB, FIBA
  Upfront Fees No
  Early Redemption Charges Where applicable
  Investment Yes
  Owner-occupied Yes
  Interest-only Options Yes
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