Page 63 - The Index
P. 63

                  Specialism/USP Speed, service and adaptability
  Charges 1st, 2nd
  Funding Institutional and HNW
  FCA Regulated No
  Interest Range 0.69%-0.99%
  Base Rate N/A
  Security Types Resi, commercial, mixed use, multiple occupation, heavy refurb
  Treatment of Interest Retained, serviced
  Treatment of Default Interest A revised rate may apply
  Max LTV 70%
  Max Loan to GDV 60%
  Max Loan to Cost N/A
  Min/Max Loan Term 1-24 months
  Min/Max Loan Size £50k-£10m
  Geographical Lending Area England and Wales
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings Yes- Grade II only
  Mixed Schemes Yes
  Planning Permission Needed Yes
  Commission Rate From 1%
  Associations NACFB, ASTL, FIBA
  Upfront Fees No
  Early Redemption Charges No (if after one month minimum term)
  Investment Yes
  Owner-occupied Yes - 2nd charge business purposes only
  Interest-only Options Yes
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