Page 61 - The Index
P. 61

         Specialism/USP Residential property finance
  Charges 1st
  Funding In-house
  FCA Regulated No
  Interest Range 7-10% pa
  Base Rate minimum 7%
  Security Types Residential
  Treatment of Interest Rolled
  Treatment of Default Interest Higher rate is applied as per loan terms
  Max LTV N/A
  Max Loan to GDV 65%+
  Max Loan to Cost 85%+
  Min/Max Loan Term circa 12-15 months
  Min/Max Loan Size £500k-£5m
  Geographical Lending Area England and Wales
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings No
  Mixed Schemes No
  Planning Permission Needed Yes
  Commission Rate Negotiable
  Associations N/A
  Upfront Fees Yes
  Early Redemption Charges No
  Investment No
  Owner-occupied No
  Interest-only Options No
  The Index | 61

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