Page 59 - The Index

Specialism/USP Residential property finance
Charges 1st
Funding In-house
FCA Regulated No
Interest Range 7-10% pa
Base Rate minimum 7%
Security Types Residential
Treatment of Interest Rolled
Treatment of Default Interest Higher rate is applied as per loan terms
Max LTV N/A
Max Loan to GDV 65%+
Max Loan to Cost 85%+
Min/Max Loan Term circa 12-15 months
Min/Max Loan Size £500k-£5m
Geographical Lending Area England and Wales
New Builds Yes
Refurbishment Yes
Conversions Yes
Grade Listed Buildings No
Mixed Schemes No
Planning Permission Needed Yes
Commission Rate Negotiable
Associations N/A
Upfront Fees Yes
Early Redemption Charges No
Investment No
Owner-occupied No
Interest-only Options No
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