Page 53 - The Index
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                Specialism/USP Principal lender with direct access to decision makers for speed and flexibility.
  Charges 1st, 2nd
  Funding Private and institutional
  FCA Regulated No
  Interest Range Bridging from 0.65% pm, development from 0.65%pm
  Base Rate N/A
  Security Types Residential, commercial, mixed use, land
  Treatment of Interest Rolled, retained, serviced
  Treatment of Default Interest Reviewed on a case-by-case basis but typically 1% pm
  Max LTV 75%
  Max Loan to GDV 70%
  Max Loan to Cost 90%
  Min/Max Loan Term 1-24 months
  Min/Max Loan Size £100k-£5m
  Geographical Lending Area England and Wales
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings Yes
  Mixed Schemes Yes
  Planning Permission Needed Yes
  Commission Rate Negotiable
  Associations NACFB, FIBA
  Upfront Fees No
  Early Redemption Charges No
  Investment Yes
  Owner-occupied No
  Interest-only Options Yes
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