Page 43 - The Index

Specialism/USP Speedy, knowledgeable service, competitive pricing
Charges 1st
Funding In-house and institutionally funded
FCA Regulated Yes
Interest Range From 0.65%
Base Rate N/A
Security Types Residential, commercial, investment
Treatment of Interest Rolled and retained
Treatment of Default Interest Although chargeable, considered on a case-by-case basis
Max LTV 70%
Max Loan to GDV 70%
Max Loan to Cost N/A
Min/Max Loan Term Max loan term is 12 months
Min/Max Loan Size £26k-£5m
Geographical Lending Area England and Wales
New Builds Yes
Refurbishment Yes
Conversions Referral required
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed Yes
Commission Rate 1-2%
Associations N/A
Upfront Fees No
Early Redemption Charges No
Investment Yes
Owner-occupied Yes
Interest-only Options Yes
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