Page 43 - The Index
P. 43

                            Specialism/USP Speedy, knowledgeable service, competitive pricing
  Charges 1st
  Funding In-house and institutionally funded
  FCA Regulated Yes
  Interest Range From 0.49%
  Base Rate N/A
  Security Types Residential, commercial, investment
  Treatment of Interest Rolled and retained
  Treatment of Default Interest Although chargeable, considered on a case-by-case basis
  Max LTV 70%
  Max Loan to GDV 70%
  Max Loan to Cost N/A
  Min/Max Loan Term Max loan term is 12 months
  Min/Max Loan Size £26k-£5m
  Geographical Lending Area England and Wales
  New Builds Yes
  Refurbishment Yes
  Conversions Referral required
  Grade Listed Buildings Yes
  Mixed Schemes Yes
  Planning Permission Needed Yes
  Commission Rate 1-2%
  Associations N/A
  Upfront Fees No
  Early Redemption Charges No
  Investment Yes
  Owner-occupied Yes
  Interest-only Options Yes
  The Index | 43

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