Page 39 - The Index
P. 39

         Specialism/USP Low rates at high speed. Always bespoke. No hidden fees.
  Charges 1st
  Funding Private and institutional
  FCA Regulated No
  Interest Range Residential bridging from 0.59% Commercial bridging from 0.69%
  Base Rate N/A
  Security Types Residential, commercial, semi-commercial
  Treatment of Interest Retained, serviced
  Treatment of Default Interest Interest step up reviewed on a case-by-case basis
  Max LTV 75%
  Max Loan to GDV N/A
  Max Loan to Cost N/A
  Min/Max Loan Term 3-36 months
  Min/Max Loan Size £100k-£10m
  Geographical Lending Area England and Wales
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings Yes
  Mixed Schemes Yes
  Planning Permission Needed Yes
  Commission Rate 2% as standard
  Associations NACFB, FIBA
  Upfront Fees No
  Early Redemption Charges No
  Investment Yes
  Owner-occupied No
  Interest-only Options Yes
  The Index | 39

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