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Specialism/USP Speed, ease, certainty and expertise of property project finance, provided by property people who partner with property professionals through the full property project
lifecycle. Stretch senior finance.
Charges 1st
Funding Peer-to-peer and institutional capital
FCA Regulated Yes
Interest Range 0.62% - 0.88%
Base Rate N/A
Security Types Residential, Mixed-use, Development, Commercial to Residential Conversion, Land with Planning
Unacceptable Security Types Fully Commercial end-product, Owner-occupied
Treatment of Interest Rolled, retained, serviced
Max LTV 75% for serviced, 70% for rolled
Max Loan to GDV 70%
Max Loan to Cost 100%
Min/Max Loan Term 6-24 Months
Min/Max Loan Size £100k to £5m
Geographical Lending Area UK (England, Wales, Scotland, Northern Ireland)
New Builds Yes
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed Yes
Commission Rate Negotiable
Associations Innovate Finance 36H Group, UKCFA, ECN, UKPA
Upfront fees No
Early Redemption Charges No
Investment Yes
Owner-occupied No
Interest-only Options Yes
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