Page 7 - The Index
P. 7

              Specialism/USP Complex transactions, development, regulated transactions including regulated
  Charges 1st and/or 2nd
  Funding Self-funding
  FCA Regulated Yes
  Interest Range 0.99% per month
  Base Rate N/A
  Security Types Resi, commercial, investment, development, land
  Unacceptable Security Types None
  Treatment of Interest Rolled, retained, serviced
  Max LTV 75% (higher with additional security)
  Max Loan to GDV 75%
  Max Loan to Cost 100%
  Min/Max Loan Term 1 day to 24 months
  Min/Max Loan Size £10k-£5m
  Geographical Lending Area England, Scotland and Wales
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings Yes
  Mixed Schemes Yes
  Planning Permission Needed No
  Commission Rate Negotiable
  Associations CML, ASTL and NACFB
  Upfront fees No
  Early Redemption Charges No
  Investment Yes
  Owner-occupied Yes
  Interest-only Options Yes
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