Page 43 - The Index
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                           Specialism/USP Specialist Mortgage Lender – short-term loans, BTL & HMO, Semi-commercial & Commercial
  Charges 1st
  Funding Deposits
  FCA Regulated Yes
  Interest Range Bridging & STL rates from 0.55% pcm, BTL & HMO from 4.19%, Semi-commercial from 4.99% and commercial from
5.95%
  Base Rate Minimum LIBOR 0.50%
  Security Types Residential, commercial and semi-commercial
  Unacceptable Security Types Equestrian centres, pubs, care homes
  Treatment of Interest Rolled, serviced
  Max LTV 75%
  Max Loan to GDV 75%
  Max Loan to Cost N/A
  Min/Max Loan Term Short-term 2 years, term 2–30 years
  Min/Max Loan Size £100k-£5m
  Geographical Lending Area England & Wales
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings Yes
  Mixed Schemes Yes
  Planning Permission Needed Yes
  Commission Rate By agreement
  Associations NACFB
  Upfront fees No
  Early Redemption Charges Short-term - no, term - yes
  Investment Yes
  Owner-occupied Yes
  Interest-only Options Yes up to 10 years
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