Page 41 - The Index

Specialism/USP Fast growing, fair, transparent, no hidden fees
Charges 1st, 2nd
Funding Equity and debt funding £100m
FCA Regulated No
Interest Range Rates from 0.69%
Base Rate N/A
Security Types Resi, commercial, mixed, development
Unacceptable Security Types None
Treatment of Interest Rolled, retained, serviced
Max LTV 75%
Max Loan to GDV 70%
Max Loan to Cost 70%
Min/Max Loan Term 3-18 months
Min/Max Loan Size £350k-£3m
Geographical Lending Area England and Wales
New Builds Yes
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed Yes
Commission Rate 2%
Associations FIBA
Upfront fees Nil
Early Redemption Charges Min 3 month term
Investment Yes
Owner-occupied Case-specific
Interest-only Options Yes
The Index | 41