Page 19 - The Index
P. 19

 Specialism/USP
Charges
Funding
FCA Regulated
Interest Range
Base Rate
Security Types
Unacceptable Security Types Treatment of Interest
Max LTV
Max Loan to GDV Max Loan to Cost
Min/Max Loan Term Min/Max Loan Size Geographical Lending Area New Builds
Refurbishment
Conversions
Grade Listed Buildings Mixed Schemes
Planning Permission Needed Commission Rate Associations
Upfront fees
Early Redemption Charges Investment
Owner-occupied Interest-only Options
Fast and flexible short-term bridging and development loans 1st
Multiple sources including private and institutional capital No
From 0.65% PCM
N/A
Residential, development, commercial, investment
N/A
Rolled, retained, serviced
70% residential, 65% commercial
70%
100% of total cost (additional security) or 70% of purchase plus 100% of build
3-18 months
£500k-£7m
London, Home Counties, Oxford, Cambridge, Bristol Yes
Yes
Yes
Yes
Yes
No
Negotiable
NACFB, ASTL
No
No
Yes
Only for limited companies
Yes
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