Page 17 - The Index
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                        Specialism/USP A leading peer-to-peer lender offering a range of products, from commercial mortgages and bridging loans, to development
finance and buy-to-let business loans for landlords.
  Charges 1st or 2nd Commercial, Bridging and BTL for landlords 1st only on Development
  Funding Peer-to-peer
  FCA Regulated No
  Interest Range Bridging from 0.59% pm. Buy-to-let for landlords from 6.4% pa. Commercial from 6.9% pa. Development from 7.9% pa
  Base Rate N/A
  Security Types Residential/commercial property and or land
  Unacceptable Security Types Considered on a deal-by-deal basis
  Treatment of Interest Rolled, retained, serviced – deal-specific
  Max LTV Product specific
  Max Loan to GDV 70%
  Max Loan to Cost Considered on a deal-by-deal basis
  Min/Max Loan Term Product dependent
  Min/Max Loan Size £100k-£7.5m
  Geographical Lending Area UK-wide including Northern Ireland
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings Yes
  Mixed Schemes Yes
  Planning Permission Needed Where applicable
  Commission Rate Typically 1%
  Associations FIBA and NACFB
  Upfront fees Yes at offer stage and refunded on completion
  Early Redemption Charges Negotiable
  Investment Yes
  Owner-occupied Yes
  Interest-only Options Yes
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