Page 11 - The Index
P. 11

         Specialism/USP Dependable NET LTV lending with quick decisions.
  Charges 1st, 2nd
  Funding Various
  FCA Regulated Yes
  Interest Range From 1% pcm
  Base Rate N/A
  Security Types Residential, commercial, investment, development
  Unacceptable Security Types N/A
  Treatment of Interest Rolled, retained, serviced
  Max LTV 70% NET residential, 65% NET commercial
  Max Loan to GDV N/A
  Max Loan to Cost 100%
  Min/Max Loan Term Up to 18 months
  Min/Max Loan Size £30k-£7m
  Geographical Lending Area England, Wales and Scotland
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings Yes
  Mixed Schemes Yes
  Planning Permission Needed No
  Commission Rate Negotiable
  Associations NACFB, ASTL, FIBA
  Upfront fees No
  Early Redemption Charges Minimum 3 months
  Investment Yes
  Owner-occupied Yes
  Interest-only Options No
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